skip to main content

Service Center

Fixed Rate Loans

Comfort can be found in predictability. If you prefer to know exactly how much your monthly payment will be and how much you’ll ultimately pay in interest over time, this mortgage option may be calling your name. With a fixed-rate mortgage, your monthly principal and interest payment will stay the same until every cent is paid off. There’s no need to worry about fluctuating interest rates.

Apply Now Get Prequalified

 Features

  • Fixed interest rate
  • Monthly principal and interest payments remain the same for the life of your loan 
  • Loan term options available: 30, 20, 15 and 10 year1
  • No surprises even if inflation surges out of control
  • Stability - You can manage your money with more certainty because your mortgage payment, excluding any escrow, will not change

1A 5.0% down payment on a 30-year, fixed-rate loan of $380,000 with an interest rate of 6.250% / 6.511 % APR will have 360 monthly principal and interest payments of $2,339.73. Payments shown do not include taxes, homeowners’ insurance, or mortgage insurance (if applicable). Actual payments will be higher. This is assuming a New Jersey purchase transaction, 65-day lock, 95.00 % LTV, 740 FICO, detached single family, owner-occupied, closest to zero discount points, rates change daily.

See today's mortgage rates

JOIN THE CONVERSATION