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Renovation Loan

If you have found a home that needs a little TLC, Provident Mortgage has the financing you need to make home improvements, allowing your dream of a perfect home to come true. Our Renovation Loan allows you to simply roll the costs of repairs or upgrades into the mortgage for the home you are buying.

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Features

  • Lower down payment required1
  • One loan covers the purchase amount plus renovation costs
  • Renovation work can begin immediately after closing to get you into your home quickly
  • Just one application, one closing, and one monthly payment. It’s Simple!
  • Maximum of 6 months allowed to complete renovations

not Qualifying Projects

  • New construction, such as room additions or adding a second floor
  • Foundation or other structural repairs
  • Major remodeling that requires structural changes
    • Those interested in purchasing a fixer-upper home that’s in need of upgrades, repairs, or larger renovation projects, even if the home is being sold “as is”.

1Two financing options available: FHA with financing up to 97.75% or Fannie Mae with 95% financing

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