Pro 2C Trademark

Small Business Month
Real Support For Real Business Momentum

 

From capital to everyday tools, Provident helps your small business go further. Explore limited-time offers designed to support your next move.

OFFERS END JUNE 30, 2026

See Small Business Offers

 

Explore our Small Business Month offers below

Small Business
Line of Credit (LOC)

$250 application fee waived
and Prime -.50% APR1 

Get flexible access to funds for inventory, unexpected expenses, or your next big opportunity.

Learn More about a Small Business LOC

Provident Mastercard®
Business Zero+ Card

0% for 18 months
on Business Purchases3

Manage cash flow and business
expenses with a
Business Zero+ Mastercard®.

Learn More about Mastercard Business Zero+ Card

    Beacon Trust
    Wealth Management

    Receive a Complimentary 360° 
    Financial Check-in4

    Get financial clarity with a complimentary wealth 360 review. Because your money deserves a plan as hard working as you are.

    Learn more about Beacon Trust

Provident
Protection Plus

Complimentary insurance consultation and quote5

Review your current coverage and explore options designed for your business.

Learn More about Provident Protection Plus

    Merchant Services
    with Clover

    $450 Clover®
    Equipment Rebate6

    Accept payments with a faster and powerful POS solution built to help businesses grow.

    Learn More about Merchant Services

Payroll Services
with Auris

Statement
Credit7

Spend less time on payroll and more time running your business.

Learn More about Payroll Services

Customer Testimonials

Barth’s Market

"When we had an opportunity to expand and purchase the parking lot next door, we needed the right financial partner to make it possible. Provident Bank stepped in and made it happen, supporting us every step of the way through our expansion. Their concerns were our concerns, and they truly made us feel like part of their family."

Jim Barth, Owner

Watch the video

    Town Title Agency

    "During a time when many real estate and title agencies were struggling, we needed a banking partner who truly understood our business and its ups and downs. Provident Bank stood by us when others didn’t, treated us as a true partner, and gave us the trust and peace of mind to move forward."

    Joe Ciambrone, President

    Watch the video

Make the Most of Small Business Month

Talk with a local Provident Bank specialist to find a solution that fits your business goals 

Contact us

Call Us

800.448.7768

1Offer valid for new Small Business Line of Credit customers only. Applications must be submitted by 6/30/2026. To be eligible, company must have been in business a minimum of two (2) years. Offer is subject to credit approval based on submission of a full financial package. Automatic deduction of loan payments from a Provident Bank business checking account is required to receive promotional rate. As of April 20, 2026, Wall Street Journal Prime rate was 6.75%. The promotional rate (Prime-.50%) will not be less than the rate floor of 6.00%, regardless of the Prime Rate, and will apply to the first two (2) years of the loan, after which it will adjust to our standard variable rate in effect at the time of renewal. Lines of credit are available in the amounts of $100,000 to $500,000 to receive this promotional offer. Loan proceeds must be used for business purposes only. Fees and restrictions may apply. Offer may be modified or withdrawn at any time and without notice. Additional offers may be available, please contact your local branch for more details.

2Offer available through June 30, 2026. To receive $750 cash bonus: open a new Small Business Checking account and maintain an average balance of $15,000 or more for two full statement cycles. To receive $500 cash bonus: open a new Small Business Checking account and maintain an average balance of $10,000 or more for two full statement cycles. To receive $300 cash bonus: open a new Small Business Checking account and maintain an average balance of $5,000 or more for two full statement cycles. To qualify for the cash bonus: (1.) the business entity (per tax identification number) cannot have held any Provident Bank business checking account in the 12 months prior to the new Small Business Checking account opening date; (2.) account must be opened with new money (funds not already on deposit at Provident Bank). The one-time $750, $500, or $300 cash bonus will be credited into your account within 120 days following account opening and after the qualification requirements are met. This bonus offer is limited to one cash bonus per Small Business Checking account and per tax identification number. Any other promotional offers that appear on third-party websites that are not authorized by Provident Bank will not be honored. The value of the cash bonus for qualifying account holders may constitute taxable income to you. To facilitate tax reporting, Provident Bank will issue the required IRS Form 1099-INT to you that reflects the value of the bonus as of December 31, 2026. This cash bonus offer may be withdrawn at any time and without notice.

3The 0% introductory APR applies to Purchases and is valid for the first 18 billing cycles. The 0% introductory APR applies to Balance Transfers made within 558 days of account opening and is valid for the first 18 billing cycles. The introductory rate does not apply to Cash Advances. Thereafter, the APR may vary and as of 4/2/26 the undiscounted variable APR for Purchases and Balance Transfers is 16.24% to 25.24% (based on your creditworthiness). The variable APR for Cash Advances is 30.49%. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 5% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 5% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. The annual fee is $0. The Foreign Transaction fee is 3% of each foreign purchase transaction or foreign ATM advance transaction. Card ExtendPay fee: A monthly fee not to exceed 1.6% of the original principal amount in a Card ExtendPay Plan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable Card ExtendPay balance. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for Card ExtendPay Plan if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to non-Fixed Payment Program balances in the order of lowest to highest APR before applying to Fixed Payment Program balances. The creditor and issuer of this Card is Elan Financial Services, pursuant to a licenses from Visa U.S.A. Inc. We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

4Complimentary 360° financial check-in with Provident Bank’s Wealth Management Division, Beacon Trust does not expire and there are no conditions or requirements to receive a consultation and quote. Beacon Trust is located at 163 Madison Avenue, Suite 600, Morristown, NJ 07960. 

SECURITIES AND INVESTMENT PRODUCTS: NOT FDIC INSURED - MAY GO DOWN IN VALUE - NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY  

5Complimentary review of current insurance coverage from Provident Protection Plus does not expire and there are no conditions or requirements to receive a consultation and quote. Provident Protection Plus is located at 96 US Hwy 206 Augusta, New Jersey 07822-2019.  

INVESTMENT AND INSURANCE PRODUCTS ARE: -NOT FDIC INSURED -MAY LOSE VALUE -NOT FINANCIAL INSTITUTION GUARANTEED -NOT A DEPOSIT -NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY  

6Promotional offer valid from 4/1/2026 through 6/30/2026 for qualified Provident Bank clients who have not processed a merchant services account with First Data Merchant Services LLC within the past six months. New accounts require standard credit approval and underwriting. The $450 rebate will be issued approximately 60 days after the account begins processing transactions. To qualify for the trial and/or rebate, merchants must: (1) be credit-approved between 4/1/26 and 6/30/26, (2) sign a merchant processing agreement, (3) activate their account within 30 days of approval, and for the rebate (4) process at least $250,000 annually. Early termination fees apply. Limit one offer per business tax ID. Eligibility is determined solely by First Data Merchant Services LLC. Offer cannot be combined with other promotions and may change without notice. © 2026 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires Merchant Processing Agreement. All trademarks, service marks and trade names referenced in this material are the property of their respective owners. Merchant Services are not deposit products. Merchant services are provided by Clover Network, LLC. Provident Bank is not affiliated with Clover Network, LLC.   

7Offer valid until 6/30/2026. All clients are subject to underwriting and account approval. Our standard payroll terms and conditions outlined in the payroll agreement apply. 2026 Auris Payroll Solutions Inc. or an affiliate. All rights reserved. Payroll and HR solutions are provided by Auris and are not guaranteed by Provident Bank. Auris is not a bank or FDIC-insured institution. Auris products are not bank deposits. Provident does not provide tax, legal, or accounting advice.  

8Complimentary retirement plan evaluation from Provident Investment Services does not expire and there are no conditions or requirements to receive the evaluation. Provident Investment Services is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC member FINRA/SPIC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with Provident Bank. 111 Wood Avenue South Suite 200 Iselin, NJ 08830. 908-516-1684

 INVESTMENT AND INSURANCE PRODUCTS ARE: * NOT FDIC INSURED  * MAY LOSE VALUE * NOT FINANCIAL INSTITUTION GUARANTEED * NOT A DEPOSIT * NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.