FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Community AdvantageSM Checking Account
WHAT YOU GET WITH COMMUNITY ADVANTAGESM CHECKING
- .25% (.0025) cash back on eligible signature-based POS debit card transactions1
- FREE 200 transactions (checks paid, deposits, deposited items, etc.) per monthly cycle – Per Transaction Fee applies to transactions over 2002
- FREE Business Debit MasterCard®
- FREE ProvidentConnect Online Banking for Business with Bill Payment3
- Electronic or Paper Statements available
- 24-Hour Telephone Banking
- Overdraft Privilege Options:
- Automatic transfer from a Provident Checking or Business Savings Account with the same title
- Mobile Banking for Business with Check Deposit
- Access to 140+ bank locations in New Jersey, New York & Pennsylvania
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Start getting paid back for the little necessities that keep your business a step ahead.

Qualification Requirements
- For non-profit organizations only: Proof of non-profit status is required to open the account.
- Minimum to Open: $50.00
1Cash Back rewards credited to your account will equal the total amount of eligible signature-based point-of-sale transactions posted to and cleared through your Provident Community AdvantageSM Checking account each statement period multiplied by a factor of 0.25% (.0025). This Cash Back rewards factor is variable and may change at our discretion. To be eligible, qualifying point-of-sale signature-based transactions must be posted to and cleared through your Provident Community AdvantageSM Checking account as of the last business day of the statement period. Cash Back rewards will be redeemed, deposited and available on the first business day of the following statement period.
2Community AdvantageSM Checking account includes 200 free transactions per statement period, with 12 statement periods per year. Free transactions include checks paid, deposited items, debits and credits. Fees will apply if the transaction limit is exceeded.
3Does not include Cash Management accounts and services. Ask for details.
Frequently Asked Questions
What is a Community AdvantageSM Checking account?
A type of checking account designed for non-profit organizations with benefits to support and provide value to local communities.
Who qualifies for a Community AdvantageSM Checking account?
Non-profit organizations only. Proof of non-profit status is required to open this account.
What are the key features and benefits of this account?
- .25% cash back on eligible signature-based POS debit card transactions
- FREE 200 transactions (checks paid, deposits, deposited items, etc.) per monthly cycle
- Business Debit Mastercard®
- ProvidentConnect for Business Online Banking with Bill Pay
- Electronic or Paper Statements available
- 24-Hour Telephone Banking
- Business Mobile Banking with remote Check Deposit
- Overdraft Protection with automated transfers from a Provident Checking or Business Savings Account with the same title, or business line of credit
Are there any fees associated with Community AdvantageSM Checking?
There is a minimum amount of $50 to open an account and a per transaction fee of $0.35 once 200 free transactions are made.
How can an organization apply for this account?
For more information, contact your local branch.