REFER A CO-WORKER AND GET $100

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Participants in the Refer-a-Co-Worker Program (“Program”) must be at least 18 years of age. Cash bonus payments subject to IRS tax reporting requirements. Program subject to change/cancellation at any time without notice. We reserve the right to disqualify any referrals that, in our sole discretion, we believe were not made in good faith. Employees of Provident Bank and its subsidiaries, members of their families and suppliers of Provident Bank are not eligible to participate. Loan customers without a deposit account are not eligible for this Program. Referring Customer Cash Bonus Eligibility: Referring customer must (a) have a personal or business checking, savings and/or money market account AND (b) have a positive balance for 60 days following the referred account opening to be eligible. Referring customers can receive up to 10 referral rewards per calendar year. The referring customer’s account cannot be opened on the same day as referred customer’s account. Referred Customer Cash Bonus Eligibility: Participation in the Program not permitted if referred customer was a signer on a Provident checking account that closed within 3 months prior to date of new account opening. Referred Ca$h Back CheckingSM account customer (a) cannot be a current Provident customer, (b) cannot have any joint accounts with the referring customer, (c) must have a valid email address, (d) must have a positive balance (no overdrafts allowed within 60 days following account opening) AND (e) meet one of the following requirements within 60 days following account opening to be eligible: have at least 1 deposit into the new checking account; OR complete 3 POS purchases with the Provident Debit Mastercard associated with the new checking account. Referring customer and referred customer will receive cash bonus rewards at the end of the fourth statement period from the time of referred customer account opening via a deposit to their Provident checking or savings account only if the referred customer has met the qualification requirements. Referred customer must claim their cash bonus within 90 days following the new account opening to be eligible via the email they receive from Provident Bank.