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Welcome, Lakeland Bank Customers!
We’re pleased to announce that Lakeland Bank has joined Provident Bank, uniting two local organizations who share the same passion for helping our communities thrive.
Together we will bring you the very best of both organizations, including our shared commitment to providing an exceptional customer experience, new opportunities in wealth management and insurance*, a larger team of dedicated employees, an expanded branch network, and powerful digital banking capabilities. We’re excited to join forces, and we extend a warm welcome to you as you become a customer of Provident Bank.
Commitment You Can Count OnSM
Above all, our goal is to make this transition to Provident as seamless as possible. Our teams are committed to minimizing disruption and preserving the banking relationships you know and trust.
In the interim, please continue banking at your Lakeland Bank branch of choice.
When we complete the transition to a fully combined organization, we’ll have the resources to provide you with more choices, more convenience, and more power to achieve your financial goals.
- There will be minimal disruption to the banking relationships you know and trust as we guide you through the transition to Provident.
- Look for new products, services, and conveniences that will make banking easier and more rewarding.
- Take advantage of our greater lending strength to reach your personal and business goals.
- Explore new insurance and wealth management* capabilities to build a more comprehensive and integrated financial plan.
A preview of your new, expanded branch network
Discover our branch network of more than 140 locations for convenient banking that stretches from eastern Pennsylvania all the way to Long Island, New York.
FAQs
Can you tell me more about Provident?
For more than 180 years, Provident has built an exceptional track record of strength, stability, and integrity. Our personal banking products are designed to fit virtually any financial need and budget. For business customers, our lineup of banking, lending, and treasury management services are among the region’s finest. With the addition of Lakeland, we will have $25 billion in assets and more than 140 branches, making us the second largest New Jersey-based bank. But we will also be the first to tell you that numbers alone don’t define us—rather, it is our determination to create memorable experiences for our customers, a strong social impact within our communities, and innovative ideas that make banking easier and more rewarding.
Will this change bring me any new services or opportunities?
In addition to a much larger branch network, our combined organization will bring you an even broader range of financial services. At Provident, you will be able to integrate personal and business insurance services into your overall financial plan, thanks to the specialists at Provident Protection Plus.* Additionally, Beacon Trust* provides a comprehensive suite of wealth management services, including investment management, financial planning, tax compliance & planning, and trust & estate administration.
*INSURANCE, WEALTH MANAGEMENT, AND INVESTMENT PRODUCTS ARE: NOT FDIC INSURED - MAY GO DOWN IN VALUE - NOT FINANCIAL INSTITUTION GUARANTEED - NOT A DEPOSIT - NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
When can I start banking at Provident branches?
You can begin banking at any Provident branch when we complete the transition to Provident systems, products and services. In the interim, all Lakeland branches will continue to operate separately, so please continue to bank as usual at your Lakeland branch of choice. You can take advantage of one benefit right away: effective immediately, you can withdraw cash from your Lakeland accounts at any Provident ATM with no Provident Bank or Lakeland Bank surcharges.
Can I still get cash from any Allpoint® ATM location without any fees?
Yes, we will continue to support this service until we complete the transition to Provident systems. Once the transition to Provident systems is complete, you will no longer have access to free ATMs through the Allpoint® ATM network. However, you can use any Provident ATM in our expanded network of more than 140 branches free of charge.
Will any branches close as a result of this merger?
While our Provident and Lakeland branch networks are largely complementary, there are twenty-two locations where overlap exists due to their close proximity to another branch. A careful and thorough review of our combined branch network was undertaken, and we have decided to close either a Provident branch or a Lakeland branch in cases where a single location can serve all of our customers. Consolidations will begin Thursday, August 29, 2024. Affected customers have been notified well in advance and offered multiple channels and resources to support their transition. As of Tuesday, September 3, 2024, our customers may also bank at any of Provident’s 140 branches across our newly expanded network, or through our ProvidentConnect Online Banking and Mobile Banking platforms. We will continue our commitment to deliver exceptional customer experience through our team of dedicated employees.
The following list is organized in alphabetical order by closing branch city.
| Closing Branch Address | Distance between Branches (Miles) | Receiving Branch Address |
| 100 Route 206, Augusta, NJ 07822 | 3.05 | 37 Route 15, Lafayette, NJ 07848 |
| 1260 Broad St., Bloomfield, NJ 07003 | 2.9 | 11 Broad Street, Bloomfield, NJ 07003 |
| 11 Ackerman Ave, Clifton, NJ 07011 | 0.64 | 562 Lexington Ave, Clifton NJ 07011 |
| 2650 Rt. 130 & Dey Road, Cranbury, NJ 08512 | 1.11 | 74 North Main Street, Cranbury, NJ 08512 |
| 55 Broadway, Denville, NJ 07834 | 0.04 | 41 Broadway, Denville, NJ 07834 |
| 180 Main Street, Fort Lee, NJ 07024 | 1.26 | 320-322 Broad Avenue, Leonia, NJ 07605 |
| PO Box 353 399 Route 23, Franklin, NJ 07416 | 1.39 | 25 Rt 23, Franklin, NJ 07416 |
| 3441 US Hwy 9, Freehold, NJ 07728 | 0.34 | 3514 Route 9 South, Freehold, NJ 07728 |
| 25 Main Street, Hackensack, NJ 07601 | 0.5 | 9 Polifly Road, Hackensack, NJ 07601 |
| 140 Mercer Street, Hightstown, NJ 08520 | 0.92 | 509 US 130, East Windsor, NJ 08520 |
| 425 Route 206, Hillsborough, NJ 08876 | 0.34 | 32 New Amwell Road, Hillsborough, NJ 08876 |
| 265 Main Street, Madison, NJ 07940 | 0.78 | 98 Main St, Madison, NJ 07940 |
| 106 E Main St., Mendham, NJ 07945 | 0.16 | 95 E Main St, Mendham, NJ 07945 |
| 151 South Street, Morristown, NJ 07960 | 0.44 | 24 North Park Place, Morristown, NJ 07960 |
| 15 Trinity Street, Newton, NJ 07860 | 0.79 | 11 Hampton House Road, Newton, NJ 07860 |
| 145 Fayette Street, Perth Amboy, NJ 08861 | 0.05 | 339 State St., Perth Amboy, NJ 08861 |
| 2000 Windrow Drive, Princeton, NJ 08540 | 1.98 | 11 Schalks Crossing Road, Plainsboro, NJ 08536 |
| 33 Main Street, Sparta, NJ 07871 | 0.27 | 7 Town Center Drive, Sparta, NJ 07871 |
| 464 Cedar Lane, Teaneck, NJ 07666 | 0.11 | 417 Cedar Lane, Teaneck, NJ 07666 |
| 7 Church Street, Vernon, NJ 07462 | 0.3 | 529 Route 515, Vernon, NJ 07462 |
| 455 Route 23, Wantage, NJ 07461 | 0.47 | 378 Route 23, South Wantage, NJ 07461 |
| 345 Franklin Avenue, Wyckoff, NJ 07481 | 0.21 | 652 Wyckoff Avenue, Wyckoff, NJ 07481 |
I have deposit accounts at both banks. Is there anything I should know?
If you are a customer of both Provident and Lakeland, your accounts will be insured separately through the FDIC until six months after the legal acquisition date For Certificates of Deposit (CDs), FDIC insurance will continue until the maturity date, even if the maturity date comes after the six-month grace period. For CDs that mature during the six-month grace period, if you roll over your CD for the same term and matured CD amount, it will be insured separately until the new maturity date. Nonetheless, you should plan to speak with us if you have accounts at both banks with a combined balance of more than $250,000. We may be able to link your accounts to help satisfy any minimum balance requirements and review the ownership category and titling of your accounts to ensure that you continue to qualify for the maximum FDIC coverage allowed by law.
Where can I find out more?
In the coming months you can expect to receive information via mail and email. We will also be updating this site in three months with more transition-related details, so please bookmark and return to this page. For additional information about your current Lakeland accounts and services, reach out to your Lakeland team or call 866.224.1379.